PAINTED FINISHES look the richest, & yes, they chip!
The American public for years has demanded an ALL-WOOD product & a painted finish that will not fade or rub off. To achieve this, we (the cabinet industry) now use an epoxy-like substance instead of true paint. This has given you a much better & durable painted surface, however, the paint is now very hard. Natural Wood CONTRACTS & EXPANDS, this means that the wood of the door is always moving, the paint is so hard it now shows this happening where the wood of the door moves.
Now I am NOT an advocate for cabinetry made of MDF (Medium Density Fiberboard OR Sawdust), however when you create MDF you are removing any voids in the wood & any moisture. This now means that you have created a very STABLE product that will not contract & expand. I do recommend upgrading your cabinetry doors & drawer fronts to be MDF, this will give your painted finish the best chance of lasting.
So, the long & short, if you’re ok with lines, STOCK Painted is fine, if this is your 1-time dream painted kitchen CUSTOM MDF!